by William A. Boeck | July 29, 2019 | Cyber Insurance, GDPR, International, Regulatory
Does your website include Facebook “Like” buttons? Are you subject to the European Union’s (EU) General Data Protection Regulation (GDPR)? If you answer yes to both, then your site probably violates the GDPR. We know this because of a decision issued today by the...
by William A. Boeck | February 20, 2019 | Cyber Attack, Cyber Insurance
“What If They Gave a War and Nobody Came?” I’ve loved the naïve optimism in that question ever since I saw it on bumper stickers when I was a kid in the 1960s. Lately though I’ve been thinking that this delightful question ironically describes cyber warfare. In a...
by William A. Boeck | February 26, 2018 | Cyber Insurance, Data Breach, Healthcare, Regulatory
No sooner did I publish my last post on regulatory coverage than I learned about a settlement between the Office of Civil Rights (OCR) in the US Department of Health and Human Services and Fresenius Medical Care North America (Fresenius). The settlement is noteworthy...
by William A. Boeck | February 9, 2018 | Cyber Insurance, Regulatory
As the now-familiar graphic below illustrates, Privacy Regulatory Liability Coverage is the last of the four basic coverages found in most cyber policies. I’ve covered the basics of the other coverages here, here, here, and here. Privacy Regulatory Liability Coverage...
by William A. Boeck | December 21, 2017 | Critical Infrastructure, Cyber Attack, Cyber Insurance, Industrial Control Systems
In early 2016 I wrote a post about the dangers of cyber attacks on critical infrastructure and the insurance available for the financial consequences of such attacks. At that time I mentioned that one of the greatest risks was the possibility of an attack on...
by William A. Boeck | November 28, 2017 | Artificial Intelligence, Cyber Insurance, Technology E&O Insurance
Every day seems to bring a new article about how artificial intelligence is changing the world. Change brings risk though, and I’m not convinced all of those risks will be covered by insurance. When you think of artificial intelligence (AI) it is easy envision the HAL...